Debit Card users alert! Are you debit card users of SBI, PNB, HDFC, ICICI, or other banks? Then this is important new for you! All public and private banks will block debit cards (ATM cards) which doesn’t have EMV (Europay, Mastercard and Visa) after 1st January 2020. Customers using non-EMV chip debit card may have to face a problem during money withdrawal from the ATM as your debit card may be blocked after 31st December 2019.